Fred was driving his truck when he got into a wreck with a car.

Fred was driving his truck when he got into a wreck with a car. The car was totaled. Fred was fine. The next week, Fred was on his motorcycle when a car pulled out in front of him. The car was totaled. Fred was fine. The next week, Fred was crossing the street when a car hit him. The car was totaled. Fred was fine. The next week, Fred went to an immunologist and discovered he had an autoimmune disease.